Running free of the credit treadmill is something we would really all benefit from. The recent numbers show the average American carries over 8 credit cards in their pockets every single day, and owes over ten thousand dollars on those cards. This is a very sad state of affairs. These people need to comprehend that they are burning away their future paychecks by getting into debt, they should look into employing a honest debt relief firm to get them out of debt for the rest of their lives. Fleeing the terrors of consumer debt should be a number one priority if you don’t want to deal with very hard financial times.